Lebfun is a website specialized in creating content related to financial education, with informative features and analysis of various products/services (credit cards, loans, financing, types of investments, etc.) offered by national and international financial institutions.
Users can access our Terms and General Conditions of Use at any time through the address:
https://lebfun.com/terms-of-use/.
In addition to these Terms, the provisions of the Privacy Policy of the Lebfun site also apply, which is available at
https://lebfun.com/privacy-policy/ and subject to applicable legislation.
Thus, these Terms and General Conditions of Use aim to inform each User’s responsibilities, duties, and obligations when accessing and/or using the Lebfun site.
It is important to note that we do not interfere in any process involving credit analysis and/or approval of our clients or partners; therefore, the final decision to conduct a business, grant credit, or present an offer is entirely theirs, based on their own criteria and credit and risk policies.
1. ACCEPTANCE
1.1. By accessing Lebfun, the User AGREES to comply with the Terms and General Conditions of Use and the
Lebfun Privacy Policy.
1.2. By accessing and/or using Lebfun, the User declares that they are at least 18 years old and have full and explicit capacity to accept these Terms and Conditions of Use for all legal purposes.
1.3. If the User does not meet the above description and/or does not agree, even partially, with the terms and conditions contained in these Terms and Conditions of Use, they should not access and/or use the services offered by Lebfun, as well as the sites and services operated by it.
2. CONTACT
2.1. The User has this service at their disposal to answer all their questions, solve any issues, and provide complaints or other information about products/services available on Lebfun.
2.2. “Contact” can be made through the form available at
https://lebfun.com/contact/.
3. RESPONSIBILITIES OF THE PARTIES
3.1. The User must carefully read all the clauses contained in these Terms and Conditions of Use and the
Privacy Policy when using the services and/or products available on Lebfun and fully agrees with all the clauses and conditions of these Terms.
3.2 Lebfun may provide links and/or redirect the User to other sites, where the User may contract services and/or acquire products from the respective companies, without any interference from Lebfun.
3.3 When redirected to the website of a company advertised on the site, the User should carefully read and expressly agree to the terms of use and privacy policy of the advertised company.
3.4 Lebfun is not responsible for: (a) the terms and general conditions of use and privacy policies of the advertised companies; (b) information about the advertised services and/or products; (c) services and/or products that may be offered and/or contracted from the advertised companies.
3.5 Lebfun is not responsible for any viruses, malware, spyware, trojans, or any software that may damage or alter the configurations of the User’s devices as a result of browsing or using the internet or as a consequence of transferring data, texts, images, files, or audio.
3.6 It is the User’s responsibility to keep their device’s operating system up to date and with antivirus software.
3.7. Lebfun is not responsible for any losses or damages arising from the irregular use of the Lebfun site and/or acts of God and/or force majeure.
3.8 Lebfun does not request or send deposits or bank transfers for the approval or granting of any financial product.
3.9 Lebfun does not send emails to Users requesting confirmation of data or registration with executable attachments (e.g., .exe, .com, .scr, .zip, .rar), nor links for downloads. If you receive such an email, please notify us through our website using the Contact form at https://saudedia.com.br/contato/.
3.10 Without prejudice to the other provisions of these Terms of Use, the User’s obligations are as follows:
(a) Not to violate any third-party rights when using Lebfun;
(b) Not to use Lebfun to monitor or harass third parties;
(c) Not to engage in fraudulent, illegal, dishonest, or inappropriate activities when using the Lebfun site; and
(d) To comply with the conditions established in these General Terms and Conditions of Use and in the Privacy Policy, as well as the prevailing Brazilian legislation;
4. MODIFICATION OF TERMS AND CONDITIONS
4.1. The Terms and General Conditions of Use of Lebfun may be altered, supplemented, or replaced at any time and for any reason, at the sole discretion of Lebfun, without prior notice or notification to Users.
4.2
ANY PERSON WHO DOES NOT ACCEPT THESE TERMS AND CONDITIONS, WHICH ARE MANDATORY AND BINDING, SHOULD REFRAIN FROM USING THE LEBFUN SITE
5. TERM AND PRESCRIPTION PERIOD
5.1. These Terms and General Conditions of Use shall remain in force indefinitely, and any judicial or administrative claims arising from the use of Lebfuncovered by these Terms of Use or the Privacy Policy must be filed within 90 (ninety) days from the event that gave rise to them.
6. GOVERNING LAW AND JURISDICTION
6.1. These Terms and General Conditions of Use should be read and interpreted in conjunction with the Privacy Policy, and both are governed by the laws in force in the Federative Republic of Brazil, particularly by the Federal Constitution, Civil Code, Consumer Protection Code, Internet Civil Framework Law, and the General Data Protection Law.
6.2. Regarding all matters related to the interpretation, compliance, or any other issues related to these Terms and the Privacy Policy, the parties expressly waive any other jurisdiction and submit to the Court of Belo Horizonte, where any and all doubts or issues arising from this term of use shall be resolved.
